Interest rates are still historically low and lenders are finding ways to make these loans work.  Credit is slowly beginning to loosen.

Prices are basement low!!!  Foreclosures are taking the spotlight right now, and they should, but there are some fantastic deals in the resale market.  People that are serious about selling are cutting their prices and presenting their homes with few flaws.  The sellers are finally understanding what an agent means when he tells them, “You have got to be the prettiest girl at the dance” if you want to sell.  And they are hearing us. 

First time homebuyers—HELLO!  There is an $8000.00 tax break waiting for you!  It does not have to be repaid, and it is valid for up to 10% of the homes value to a cap of $8000.00.  This is a no brainer!  This is tailor made for people looking to buy their first home.